Inland Marine Insurance in Tallahassee and Havana, FL
Inland marine insurance financially protects property that moves or is stored away from your business’s fixed location. If your company’s tools, equipment, products or other valuable possessions regularly leave its premises, this coverage may be exactly what your situation calls for. 
What Inland Marine Insurance Covers
Standard commercial property insurance policies are typically incapable of covering assets once they leave your business’s location. Fortunately, inland marine policies are flexible by design and can be tailored to a wide range of needs. Coverage is often needed for the following:
- Contractors’ equipment and tools used at job sites
- Fine art, jewelry and collectibles that travel or are stored off-site
- Camera and photography equipment used for special events
- Goods in transit carried by common carriers or your own vehicles
- Materials not yet permanently attached to a structure being built or renovated
- Medical and diagnostic equipment that is moved between locations
- Product samples and exhibition displays for traveling sales operations
Who Needs This Coverage
Inland marine insurance should generally be considered essential for businesses that rely on mobile equipment or transport high-value goods. Without a suitable policy, an accident on the road, break-ins at a storage location, loading or unloading incidents and other common risks could incur extensive out-of-pocket losses.
How Coverage Works
Inland marine policies are typically written on a scheduled or blanket basis. A scheduled policy lists each item individually, while a blanket policy covers a category of property up to a set limit. Your agent can help you determine which structure fits your exposure and budget.
Get the Coverage Your Mobile Property Needs
If your business depends on equipment or goods that leave your premises, a standard property policy may leave potentially costly coverage gaps. Contact McKee Insurance Agency to review your options and find an inland marine insurance policy that fits your needs.
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