Call Us 850-224-6055 ☰ ˟
Logo
Call Us 850-224-6055
  • Main Menu
  • Auto Insurance
    • Liability Coverage
    • Comprehensive Coverage
    • Collision Coverage
    • Uninsured & Underinsured Motorist Coverage
    • Diminishing Deductible
    • Accident Forgiveness
    • Minor Violation Forgiveness
    • Roadside Assistance
    • Specialty Auto Insurance
    • 24-Hour Customer Service
    • Towing
    • Rental Reimbursement
    • Personal Injury Protection (PIP)
    • Mexican Auto Insurance
    • Medical Payments Coverage
  • Home Insurance
    • Property Insurance
    • Homeowners Liability
    • Renters Insurance
    • Condo Insurance
    • Mobile Home Insurance
    • Scheduled Property Insurance
    • Landlords Insurance
    • Flood Insurance
  • Business Insurance
    • Small Business Insurance
    • Loss Control Insurance
    • Marine Insurance
    • Business Owners Policy (BOP)
    • Commercial Auto Insurance
    • Commercial General Liability
    • Commercial Property Insurance
    • Commercial Umbrella Insurance
    • Crime Insurance
    • Inland Marine Insurance
    • Professional Liability
    • Workers Compensation
    • Bonds
    • Fidelity Bonds
    • Surety Bonds
  • Get A Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Auto Insurance Quote
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Business Owners (BOP) Quote Form
    • Homeowners Insurance Quote FormsImage of right arrow
      • Homeowners Insurance Quote
    • Life Insurance Quote FormsImage of right arrow
      • Life Insurance Quote
    • Recreational Vehicle Insurance Quote FormsImage of right arrow
      • Recreational Vehicle Insurance Quote
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • Get A Quote
    • Our Providers
    • Contact UsImage of right arrow
      • McKee Insurance Agency
      • Location
      • Get A Quote
  • Blog
Auto Icon

Auto

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home Icon

Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Life Icon

Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Recreational Icon

Recreational

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Golf Cart Insurance | Tallahassee and Havana, FL

Golf Cart Insurance in Tallahassee and Havana, FL

Driving a golf cart can be a fun, easy way of traveling short distances, whether you’re driving to the green or just around your neighborhood. But just like any motor vehicle, golf carts have their operational risks. Plus, you don’t have the same security devices and safety mechanisms on a golf cart that you do on the average vehicle. Your insurance benefits should be customized specifically to this unique vehicle. 

McKee Insurance Agency understands both the value and safety risks associated with your golf cart, and we can help you adequately insure this vehicle to your specifications. We strive to develop genuine relationships with every client, and we’ll work hand in hand with you to design the insurance products that will keep your assets secure at all times. 

Call us at (850) 224-6055 or get started on a free quote today. 

Common Golf Cart Insurance Questions  

Does Car Insurance Cover Golf Cart Insurance?  

The standard automobile is vastly different from a golf cart, which is why the average auto insurance policy will not cover your golf cart. In limited cases, you might be able to add a golf cart insurance endorsement to your auto insurance policy. However, the coverage limits will vary significantly from those on your vehicle. 

Additionally, your homeowners insurance might offer a golf cart insurance endorsement. However, this benefit might be limited if you drive your golf cart off of your property. As a result, you are still better off getting a quality golf cart insurance policy. 

Do You Need Insurance to Drive a Golf Cart?  

Some states require golf cart insurance while others don’t. States that do typically require you to carry a minimum amount of liability coverage. Most of the time, you won’t be required to carry golf cart insurance in Florida. There are exceptions, however. 

Low-speed vehicles are required to carry insurance, and some golf carts can be considered low-speed vehicles. It will most likely be considered a low-speed vehicle if it is registered with the Department of Highway Safety and Motor Vehicles. Check your title and speak with the seller about whether your golf cart fits the criteria of a low-speed vehicle. Low-speed vehicles in Florida are typically required to carry personal injury protection (PIP) and property damage liability.  

What Does Golf Cart Insurance Cover?  

Golf cart insurance offers coverage similar to motorcycle or auto insurance. However, its benefits will be tailored to the unique operating risks associated with these vehicles. 

Policies may include: 

  • Liability Insurance: If you are at fault for an accident, this coverage can help cover the losses caused to other parties who were not riding on the golf cart with you.

  • Bodily Injury Liability: This pays for the victim’s medical expenses.

  • Property Damage Liability: Property damage liability pays for third-party damage you might cause in an accident. 

  • Guest Passenger Liability Insurance: This liability policy pays for medical expenses for your passengers in the case of an accident that is your fault. 

  • Uninsured Motorist Coverage: This provides coverage if an uninsured motorist hits your golf cart and then lacks the liability insurance to compensate you for your property damage.

  • Comprehensive Coverage: Comprehensive coverage covers your golf cart for damage done unrelated to a collision—such as fire, hail or windstorms.

  • Collision Coverage: This covers your golf cart for damage relating to a collision with a car or other object.

 

How Much Does Golf Cart Insurance Cost?

Golf cart insurance premiums can vary widely based on the vehicle's value, the amount of coverage you buy, how you operate the vehicle and other demographic factors. However, we will work with you to comprehensively compare all of the policy options within our carrier network to find the one that offers you the most optimized level of coverage and price.  

McKee Insurance Agency works hard to find our fantastic clients the lowest rates possible for Florida golf cart insurance. Call us at (850) 224-6055 and get insured now. 

Contact Us Today!
850-224-6055

Social Social Social Social

Resources

  • Products
  • News
  • About Us
  • Our Carriers
  • Blog
  • Contact Us
FAIA         Footer

Contact Us

3512 Maclay Blvd, Suite B
Tallahassee, FL 32312

P: 850-224-6055 | F: 850-513-0646


© Copyright. All rights reserved. | Powered by Insurance Website Builder